Tom's check bounced.
Otherwise, the acceptor or the payer shall bear the civil liabilities arising therefrom.
In refusing the presentation for acceptance or for payment by the holder, the acceptor or payer shall produce certificates of dishonour or the statement on the ground for protest.
We regret to inform you that Filght BA 9372 is fully Booked, and there are at present no cancellations.
Article 6When the bearer cannot provide proof of refusal to accept or pay the bill or a statement noting reasons for non-payment or any other lawful proof within the prescribed period， he shall lose the right of recourse against his prior parties.